Our Approach
The Planning
Process
Plan Design
- Meeting 1: Get to Know You
- Meeting 2: Retirement Analysis and Recommendations Letter
- Meeting 3: How We Manage Wealth – Investment Plan
Implement Plan
- Determine Risk Tolerance
- Determine Appropriate Investment Structure
- Create Investment Policy Statement
- Coordinate Plan With Other Advisors
Monitor
and Evaluate
- Daily Markets Evaluation
- Portfolio Reallocation as Appropriate
- Quarterly/Annual Client Reviews as Appropriate
- Change Management
- Family Involvement If Desired
Investment Management Process
To determine investment allocations in clients’ portfolios our Investment Process is based on (1) macroeconomic factors that drive financial markets and (2) the current business cycle stage. We determine how the factors and the cycle stages are interacting. We then tactically allocate our portfolios not to be overexposed to risks (such as a recession) while overweighting factors when history tells us they should perform well.
Investment Return Drivers During the Business Cycle
Source: Omega Squared proprietary research of the business cycle, 12/31/2018. Annualized monthly returns from January 1970 – December 2018. Returns are defined as: Equities – MSCI U.S. Total Return Index. High Yield Bonds – U.S. High Yield Bond Index. Investment Grade bonds – Investment Grade bond Index. Treasuries – 10-Year U.S. Treasuries. Past Performance does not guarantee future results.
How Economic Factors Impact Selected Investment Returns
