Each client is unique in their own circumstances and life cycle. Initially we have three meetings with clients that revolve around building a relationship and understanding them on a qualitative and quantitative basis. This process identifies a client’s short-term and long-term objectives and results in a complimentary financial life plan. It is revised and adjusted as life events and goals change.

We use the first meeting to get to know the client and understand what is important to them and their family. We then gather quantitative information which is used to make projections and recommendations. Understanding this information helps us plan for life events such as saving for future education needs, estate planning, life insurance, and finally retirement planning. After all, retirement planning is about much more than taking advantage of a 401(k)-match plan at work. We work to identify objectives, set goals and implement a process to help our client’s reach them. In the final meeting we explain how we manage the client’s financial resources to achieve their goals.